Knowledge Base Life Insurance Basics Future Generali Life Insurance
Tuesday, 25 January 2011 16:45

Future Generali Life Insurance

Written by  Yashish Dahiya
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Future Generali Life Insurance 

Incorporated on October 30, 2006 Future Generali India Life Insurance is a joint venture between Future Group- India’s business conglomerate and Generali – Italy’s global insurance service provider. Future Group holds 74% stake while Generali Group has 26% stake in the venture.

Product Portfolio of Future Generali Life Insurance:

Retirement Plan: The pension plan offered by Future Generali is Pension Plan. With rising inflation, it’s absolutely necessary to make provisions for the future which makes retirement plan an important financial decision. This plan takes care of financial needs after retirement by investing a part of your savings for limited period. Pension plan provides steady income after retirement and takes care of daily needs.

Child Plan: Child plan of Future Generali is called Child Benefit Plan. Parenthood brings responsibilities and no one is better judge of that than you. Child Plan is a plan specifically designed to take care of financial needs of your child. Child plan provides with necessary funds that will take care of child’s education, marriage etc. By investing small portion of your savings you secure the financial requirements of your child.

Term Plan: A risk plan which provides comprehensive cover for your family in the unfortunate event of untimely demise. A term life insurance plan provides good cover at relatively nominal cost and has no survival benefits. Future Generali term plans are Smart Life and Care Plus.

Investment Plan:  Popularly known as ULIP, an investment plan invests part of your savings in equity or debt market as per your preference. The objective of investment plan is to give you returns which easily beat the rising costs since the usual returns in a bank are extremely low. ULIP’s offered by Future Generali are Select Insurance Plan, NAV Insure Plan, Dream Guarantee, Guarantee Advantage, Assure, Anand Plan, Saral Anand Plan and INSTAlife.

Distribution Network:

Future Generali currently has 97 branches across 80 cities and over 14,700 licenced advisors.


Future Generali also has Mallassurance™ channel- Total Insurance Solutions available at Malls via retail outlets. Mallassurance was launched in May, 2009, and has already expanded to 165 stores in 53 cities. (December, 2010)

Future Generali Life Insurance also distributes its products online. (Example- Future Generali Smart Life).

Financial Information:

The total premium earned for the half year ended September 30, 2010 was Rs 2,492 million. The profit after tax for the same period is Rs 1,413 million. A total of 159 claims were made during the period out of which 106 claims were settled and 51 claims were rejected.

Marketing Campaigns:

Future Generali launched 3 different television commercials at different period of time but revolving around the same theme- let the happiness stay forever. The TVC portrays happy occasion which can last eternally if insurance is bought simultaneously (Insure your happiness).The campaign focuses on the insecurity a person might endure and to remove that insecurity he should opt for insurance.  Radio ads are also a part of this campaign.


Deepak Sood is the MD and CEO of Future Generali India Life Insurance.



Anup Chandak is the CFO of Future Generali India Life Insurance.

Nirakar Pradhan is the CIO of Future Generali India Life Insurance.

GN Agarwal is the chief actuary of Future Generali India Life Insurance.

Saisrinivas Dhulipala is the Appointed Actuary of Future Generali Life Insurance.

Reach Future Generali India Life Insurance:

Email: This e-mail address is being protected from spambots. You need JavaScript enabled to view it


Telephone: 1860 500 3333 (Toll free)

SMS FG to 567678

Future Generali Product Table:


Retirement Plan

Future Generali Pension Plan

Child Plan

Future Generali Child Benefit Plan

Term Plan

Future Generali Smart Life

Term Plan

Future Generali Care Plus

Savings & Investment Plan

Future Generali Select Insurance Plan

Savings & Investment Plan

Future Generali NAV Insurance Plan

Savings & Investment Plan

Future Generali Dream Guarantee

Savings & Investment Plan

Future Generali Guarantee Advantage

Savings & Investment Plan

Future Generali Assure

Savings & Investment Plan

Future Generali Anand Plan

Savings & Investment Plan

Future Generali Saral Anand Plan

Savings & Investment Plan

Future Generali INSTAlife


Future Generali Website


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  • Comment Link Sandeep Srivastav Friday, 08 April 2011 19:45 posted by Sandeep Srivastav

    i m interested to join ur company ,could you sent me e-mail address.
    Sandeep Srivastav
    MBA (running)

  • Comment Link hari Monday, 25 April 2011 10:04 posted by hari

    please mail me nearest office to my address (uttam nagar

  • Comment Link Ankur Wednesday, 27 April 2011 14:26 posted by Ankur

    Hi Hari,
    I am assuming you want Future Generali's office address nearest to Uttam Nagar

    the closest branch appears to be -

    Unit No. 207, 2nd floor,
    North Delhi Mall -II,
    Plot No. D-1,2,3, Block - d, Netaji Subash Palace,
    NEW DELHI, New Delhi

    Hope this helps.

  • Comment Link surender Sunday, 08 May 2011 13:18 posted by surender

    my dad insured 199 plan, 8month bak but now my dad eeparied due to eletric shok, how to claim now please gie e suggsation

  • Comment Link yashoda Wednesday, 03 August 2011 14:09 posted by yashoda

    pl, give me detail of Future Generali Child Benefit Plan.i am invest saving purpose and also want garented retund.so pl, suggested best plan.

  • Comment Link Administrator Wednesday, 03 August 2011 18:39 posted by Administrator

    Hi Yashoda
    You can read about Future Generali Child Benefit Plan from the folloing link:

    If you are specifically looking for child plan with guaranteed returns, you can consider Max New York College plan, Bharti AXA Future Champs.

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